lucubrando

You know, those big marble halls at big banks may look impressive, but the fact is that they’re paid for by the customers. They just aren’t necessary anymore. You’re much better off with internet banks nowadays. I mean with the rates most big banks pay you, you’re not even keeping up with the huge rate of inflation in this country. Not even close. You’re actually losing money in real terms. Not exactly the sort of reward you’d like to get for saving. I poked around the net, and settled on Washington Mutual Online Personal Banking as the best option out there. They pay great rates, and don’t charge those ridiculous fees. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. More people should check out internet banks instead of big banks. I’ll be looking forward to your comments.

So the new job offers employees
SEP IRA Retirement Plans for retirement. I have no idea how they work. They look a bit more flexible than 401ks at first glance, but I don’t know for sure.
I’ve been coming the net for info on How To Set Up A Sep Ira, but it’s been slow. This stuff just makes my eyes glaze over.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.
More on this soon.

I’ve been checking out
Structured Settlement Sales lately. It’s a touch decision - a certain lump-sum versus a long-term payment with bankruptcy risks.
Looking into Annuity Loans on the net, I’ve come up with more questions than answers. It’s tough to know what the best decision is.
I’ll keep the research going, of course, but at the end of the day, I’m just going to have to make a decision at some point.
I’m sure I’ll have more to say about this down the line.

Patriot Settlement is a company that can help you make the most out of your structured settlement sales. Their experience in the settlement industry has given them the reputation and capability to respond to a growing demand. This company has relationships with financial institutions that provide them with a virtually unlimited source of funds for your cash needs. Patriot Settlement Resources offers a lump sum structured settlement payout option for structured settlement recipients whose financial situation requires them to access future payments now. They structure our transactions based on the financial needs of each individual client. They can purchase all or part of your remaining payments for a lump sum payout.

I’m firing Citibank. They just aren’t a great deal anymore for my money. I’m looking at Washington Mutual instead, and some of the other internet savings accounts as well. Much better deals to be had. I’m particularly fed up with earning .5% interest for the privilege of lending my money to the bank. Enough is enough. Especially in light of the sorts of rates the same banks charge you when they lend you money. Check out Irwin Union Online Banking for example. Their rates are way higher than anything you can get at the big corporate banks. And banking online is easier than dealing with lines at tellers anyway. Frankly, I couldn’t care less about meeting a banker in person. I’d much rather do my banking online with a click or two than wait in line at the branch. You might want to look into the benefits of online banking yourself.